Angelica & Raymond

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Angelica and Raymond are a dynamic team of realtors who offer well-rounded service to their clients in the highly competitive SF Bay Area market.

Both raised in SF with backgrounds in sales, each of them brings a unique set of skills to the table. Angelica is a native who grew up in Parkside, while Raymond offers an international perspective as he is originally from Hong Kong. Having known each other for over 15 years, their working relationship is a perfect blend to keep the client experience fun and straightforward.

They share the same values and work ethic; their aggressive negotiating skills, fun humor, and finesse make for a positive memorable real estate experience for their clients each and every time.

During their respective time off, Angelica likes hiking with her three dogs, enjoying local concerts and Marvel movies at the Metreon, and trekking the globe to explore its natural wonder and local cuisine; Raymond enjoys playing basketball, riding his bike, watching the latest blockbuster films, and trying new local hotspots in the city.

If you want to work with a fun real estate team who is passionate about their craft and their clients, contact Angelica and Raymond to see how they can be of service to your real estate goals today!

Team Leaders

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Raymond Ho

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Angelica Santamaria

As first-time homesellers, we're very happy we chose Raymond and Angelica as our realtors and we'll highly recommend them to anyone we know who are looking for help in the SF bay area real estate market! Raymond is super professional and efficient. He gave us expert advice on home upgrades and marketing strategies. He knows really well about our neighborhood, as well as the potential buyers’ preferences. We’ve learned to trust him and Angelica completely, since they are always so responsive, hardworking, flexible and detail-oriented. They are able to make the whole process as smooth and stress-free as possible. Thank you so much for your great work, Raymond!

– Ji and Mavis

Angelica & Raymond, Thank you so much for making our dreams turn into reality! Your attention to detail, expertise of the market & overall high- customer service has been greatly appreciated by our family. Trust is not an easy thing to earn nowadays, however your thoughtfulness, thoroughness, & determination to look out for our best interest throughout the staging & selling process has definitely earned our TRUST. We always felt comfortable & knew we would be in good hands with your recommendations as you & Raymond helped guide us thru this process. We can’t thank you enough for the hard work & dedication you have provided us & are extremely grateful to know you helped set us up for future endeavors. Kudos to “Team Angelica & Raymond” for getting us $200K+ over asking price in just 7 days!!! Love and gratitude from The Marzan Family.

– The Marzan Family

Raymond and Angelica, what a great team! There were the ultimate professionals in dealing with us. From beginning to end, they communicated with us clearly and promptly. Their attention to every detail was superb. The sale of our home was a smooth and very satisfying experience. They sold our home for much more than we ever expected and we are so happy and grateful. We just love these kids; they are like family to us now. We are going to miss talking to them almost every day and seeing them often since we are moving out of the area. We felt like we were their only clients despite them working on multiple listings with other sellers and helping buyers find homes as well. They gave us the most thoughtful and personal gift at closing and it will be a lovely memory close to our hearts. We highly recommend them to anyone interested in buying or selling a home!

– Socrates & Athanasia Papalias

Purchasing your first home could be nerve-wracking, stressful and overwhelming. I didn't even know where to begin. I am overjoyed I found Raymond as he made the whole experience simple and as stress-free as possible. First of all, he is extremely professional and is very knowledgeable with the market. He explained and broke down the process every step of the way to make sure I was understanding everything I was getting into and that I made informed decisions. He is a great listener and made sure our needs and requests were put into consideration. He was always available when needed whether via phone or email. I immediately felt very comfortable putting my faith and trust in Raymond. With his help, considering this hot and competitive housing market, he helped us find the perfect home, put together a strong offer, and quickly closed the deal. I would hands down work with Raymond again in the future. He's your man for your real estate needs!

– Carmela A.

Angelica and Raymond deliver outstanding service with a smile, making the home buying process as smooth and stress-free as possible. As a first-time homebuyer, I learned to trust them completely. They listened to what I wanted in a property and to my Ideas about future plans, then delivered listings that matched my criteria. It was reassuring to have such knowledgeable and experienced realtors to guide me along each step of the way. Either one of them were available to answer questions at any hour, and they both worked overtime on the day we submitted the offer. Their expert advice helped me put a competitive offer in front of the seller, and the first offer was accepted. Angelica and Raymond work extremely well together. I can tell by their interactions that they have worked as a team for a long time. Their relationship helps everything run smoothly and also adds an element of fun. Not only do they have a great relationship with each other, but they have phenomenal connections with everyone involved. They connected us with all resources necessary: lender, inspector, title company, insurance agents, etc. If any correspondence or progress was stalled, all I had to do was tell Angelica or Raymond and they made the calls necessary to remedy the situation. They also had a communication channel open with the listing agent, so all my questions about utilities and appliances were answered promptly. Their attention to detail, connections, and rapport in the field made it pleasurable to work with them. On the day I was to sign on the house, FedEx had guaranteed the papers be delivered to the title company that morning. When we arrived at the title company, the package was not yet delivered. FedEx informed them that the shipment was delayed and would be delivered later the same day. This small setback did not hinder Angelica's and Raymond's ability to provide top notch service. They dropped me off at an office of my company, so I could go on with my workday, then returned to pick me up once the papers arrived. Excellent customer service! Angelica's and Raymond's exceptional service does not end when the home purchase is complete. They offered to provide recommendations for future remodeling projects and will remain in contact. I'm happy I chose them as my realtors and will recommend them to anyone I know who is looking for help in the real estate market.

– Dawn Hirsch

Working with Raymond is working with worry-free. I feel like buying a house is much easier than buying a car. It is simple as: Me: I want to buy a house. Raymond: Here is the key. It is that easy. Thank you Raymond. 🙏

– Ray W

Raymond Ho is very personable, reliable, and will get the deal closed for you. He's been very informative throughout the whole process and got me the house I liked in a short amount of time.

– Igor Tanas

Raymond helped me get my condo during the time when buyer competition is very high. This is my first time buying my own place and I'm so thankful that I had Raymond as my realtor. He was patient with explaining the process to me, thorough, always followed up, and always on top of everything! He is also very personal and I knew I could trust him. I don't think I would've had such a stress-free and smooth process if it wasn't for Raymond.

– Melissa Wong

I began working with Angelica in the Fall of 2017. She met with me and I saw instantly that she was a true professional real estate agent. She relied heavily on the most up-to-date tools such as current data on areas of San Francisco where I wanted to buy; social media tools and other real estate sites to provide me with everything I needed to purchase a home. She intuitively saw what my personal preferences were for particular locations, architecture, and personal needs for my husband and myself. I work full-time so I could not attend open houses so she diligently showed up at all of the places I was interested in and took videos and still shots of all parts of the property. Later, that same day, she would send me the videos and pictures and with an analysis of all pros and cons. I cannot tell you how much time and frustration this saved me. I also highly recommend Angelica and her McGuire partner, Raymond Ho, an absolute gentleman who engaged me during the viewings of the properties and asked all the right questions. He encouraged me to consider certain factors carefully before buying such as external factors surrounding the property--what was happening outside in terms of traffic congestion, convenience to transportation, etc. I really cannot say enough good things about these two, Angelica and Ray. I highly recommend them.

– Phil Cushway and Tamara Cushway

Raymond Ho has been instrumental with providing the exact search criteria during my home selection process. Not only does he provide professional advise but he goes out of his way to tell you exactly what the Market is saying. Because of him, i am extremely happy of the outcome. Having him represent you as a agent will leave you with knowledge of the market but great support and a professional individual as an extension of your team.

– Raymond K.

As we are expecting a new member in our family, we have decided to purchase a bigger home in San Francisco. Our biggest concern was that we might not be able to sell our current home and purchase our new home in time. We met Raymond through one of his open houses and told him our concerns. He analyzed our current situation and explained to us about the current real estate market in San Francisco. My husband and I felt that Raymond is someone who we can depend on, so we decided to have him represent us. Raymond was very responsible and knowledgeable every step of the way. He picked up all my calls and replied all my emails very quickly (trust me, I'm not an easy one... I'm the kinda person who need answers to everything right away) Long story short, we sold our home $280k above our listing price and our first offer was accepted 2 weeks after we closed. We will definitely contact Raymond for all our real estate needs in the future! Thank you so much again, Ray!

– Donald Ng & Becky Z Ng

This guy is the ultimate professional!!! I've worked with other agents but Raymond truly goes above and beyond for his clients! I've purchased my first home from him and he made the process quick and painless. I had my moments but Raymond was there every step of the way. Let him help you find your dream home, you won't regret it...... I didn't.

– Ron C.

Angelica and Raymond are the dream team. They both helped me through my first time selling a property in SF. They held my hand through the whole process, answering all my super-detailed questions via text, email and phone. They suggested the minimum work I needed to do to get my property in marketable condition and worked closely with the HOA, contractors and staging. They understood and worked with me trying to save costs on some of the remodeling work. They were on top of everything including HOA issues, other units for sale/sold in our building. And they helped find a great buyer that we knew would have no problems closing! They made the process painless for this first time seller and my husband and I wouldn't hesitate to use their services again for buying/selling real estate in the future!

– Adrienne & Reja Imperial

We’re the first time home buyers and we were looking for the good fit house over a year. Raymond is extremely patient and helpful! He is professional and acknowledged. The closing process was super efficiently and he guided us painless for everything! We’re so happy with Raymond! He is the best!!!

– Ray W. Chamry L. and Family

Raymond, Absolute pleasure working with you. Your professionalism and efficiency has been a breath of fresh air, by far one of the best Agents I've worked with in 17 years! I would be extremely happy to work with you again and accept another offer from one of your clients!

– Nicole C.

If you're looking for one of the best in the business, look no further. I've worked with Raymond on a personal level as well as on a professional level and both my clients and myself can attest to the results we got from Raymond that not many other realtors can produce. He is exceedingly responsive and available at all hours to guide you at your own pace. If you have a goal you're looking to accomplish, he'll get it done as urgently as you need.

– Corey G.

A "good" agent helps their clients the best they can, a "great" agent constantly and proactively seeks out opportunities for their clients and make deals happen! ~I'm talking about you, Raymond Ho -- From a generic property picture that I posted about my upcoming listing, Raymond was able to recognize the building and reached out to me for details. 3 days later after previewing the property, he and his clients submitted a strong, excellent offer that led to the closing this week. It was my pleasure to work with such great professional agents like you!

– Ann Chang

I had a wonderful experience working with Raymond for my first home purchase. He made the process seamless and stress free. He was truly a joy to work with, very professional and proactive. Would definitely recommend him to others.

– Katherine Chandler

Raymond is a fast and efficient worker no matter the size of the purchase. He will be sure to keep your deal as a top priority. Raymond will keep you up to date with market conditions and available homes that fit your criteria. No need to be worried about competition Raymond will get your offer accepted with his superb negotiation skills. Rest assured if you need a home Raymond can get you into one.

– Matthew M. and Kara L.

Raymond was greatly helpful in buying our home. He was always responsive to our questions and he spent many hours with us for researching / problem solving throughout the process. During the period of difficulty we had in the process due to unexpected issues, he patiently stayed with us and dealt with it. We would recommend Raymond to any potential home buyers and sellers.

– Yong Jin Park

Raymond has always been my number one go-to real estate agent in SF bay area since my very first home purchase in 2012 because he is highly flexible, professional, thorough, responsive, and effective. Flexible: Raymond helps me with all of my personal and investment real estate needs. No matter how small my budget has been, he always finds me a home which works. Our working relationship has been incredibly seamless and effortless that I recommended him to my friends for whom Raymond assisted with their first home purchases. Professional and Effective: In a red-hot seller's market, Raymond, representing me as a buyer, successfully wrote two winning offers within a week I started looking. With Raymond's professional advice, all of my newly acquired rental properties were successfully rented out within weeks' time. The fastest one was rented out within one week of the purchase. Thorough and Responsive: Not only did Raymond answer all of my questions in great details and understandable language, he also carefully pinpointed all crucial points I needed to know in each of the real estate transaction. He made sure that all of my concerns were addressed and he went above and beyond to respond to all my communications in a timely fashion. Sometimes, i wondered if he ever got any rest. He never left me hanging and wondering what was going on. I was always informed with the latest update during the transaction. If you are looking for a communicative and effective real estate professional who always puts your needs and goals first, Raymond is the one for you. My parents enjoy working with him tremendously and so do I and my friends. Thank you Raymond for taking out the uncertainty in real estate investments and delivering tangible results that translate into happy home buyers and investors. Thank you <3 DW

– Dorothy W. & Family

All I can say is that it was such a joy to work with Raymond. He is very knowledgeable and proactive. I was truly impressed that he treated every offer we made with a great deal of effort and professionalism. After our extended journey of house hunting, he found us the perfect first home that we would have missed if it wasn't for him. I'm very thankful of Raymond and won't hesitate to refer him to anyone!

– Sunil Hwang and Yoonsun Chang

I began working with Angelica in the Fall of 2017. She met with me and I saw instantly that she was a true professional real estate agent. She relied heavily on the most up-to-date tools such as current data on areas of San Francisco where I wanted to buy; social media tools and other real estate sites to provide me with everything I needed to purchase a home. She intuitively saw what my personal preferences were for particular locations, architecture, and personal needs for my husband and myself. I work full-time so I could not attend open houses so she diligently showed up at all of the places I was interested in and took videos and still shots of all parts of the property. Later, that same day, she would send me the videos and pictures and with an analysis of all pros and cons. I cannot tell you how much time and frustration this saved me. I also highly recommend Angelica and her McGuire partner, Raymond Ho, an absolute gentleman who engaged me during the viewings of the properties and asked all the right questions. He encouraged me to consider certain factors carefully before buying such as external factors surrounding the property--what was happening outside in terms of traffic congestion, convenience to transportation, etc. I really cannot say enough good things about these two, Angelica and Ray. I highly recommend them.

– Tamara & Phil Cushway

Working with Raymond was great! He was able to negotiate a great deal for our very first home against other offers. He gave us peace of mind while going through this life-changing process. We will definitely be referring Raymond to our friends and family!

– Deborah and William Jaramillo

I was expressing the discouragement I was feeling as a first time home buyer in the San Francisco Bay Area market and the difficulties I was having in finding a realtor that has my best interest, without a second thought my lender said, “Let me introduce you to Angelica!” We were virtually introduced and Angelica being the responsive, proactive, dedicated person she is, insisted we meet in person. At introduction, Angelica was very personable and professional. I provided her with my goals and constraints and with confidence she said, “We can do this!” We went shopping that Sunday and the following Thursday my offer was accepted! When it came time to sign, Angelica sincerely made an appoint to be there to show her support and celebrate with me. Seven months into home ownership, she is still around following up with me and still answering my questions. Whenever asked, without a doubt, I highly recommend working with Angelica! Thank you Angelica may more success and achievements come your way!

– Sharon Gorospe

Raymond was very helpful in buying our first home. He spent a lot of time with us to figure what we were looking for and was very patient throughout the process, even when we changed our mind about certain things. Highly recommend!

– Albert and Kim Chang

Angelica and Raymond are the dream team. They both helped me through my first time selling a property in SF. They held my hand through the whole process, answering all my super-detailed questions via text, email and phone. They suggested the minimum work I needed to do to get my property in marketable condition and worked closely with the HOA, contractors and staging. They understood and worked with me trying to save costs on some of the remodeling work. They were on top of everything including HOA issues, other units for sale/sold in our building. And they helped find a great buyer that we knew would have no problems closing! They made the process painless for this first time seller and my husband and I wouldn't hesitate to use their services again for buying/selling real estate in the future!

– Adrienne & Reja Imperial

Raymond exceeded any and all of my expectations. As a first time home buyer, I went into the process with the mindset that it wouldn't be easy. Working with Raymond helped make purchasing simple, clear, and efficient. From our first meeting, he invited me to his office where he took the time to really deep dive and understand what I was looking for and in what areas. That day forward, I was able to review up-to-date properties that he knew suited my needs, which really gave me the chance to find the home I wanted to look into. He answered all my questions quickly, and confidently. He really is an expert of his field, not to mention, really well connected. Buying my new home couldn't have been a better experience, and I have Raymond to thank for that. I highly recommend him! Thank you Raymond for a smooth, educating experience.

– Robin Mesina and Shirley Chen

Ms. Angelica Santamaria was referred to us by our lender, Linda Munoz from EverBank. During our initial meeting, Angelica asked us questions to gauge our knowledge as well as our needs in the home-buying process. Since we were first time home buyers, she explained the process in simple terms, which led us to fully understand what we were getting into. She gave us listings (and vice versa) and showed us homes until we found the one we loved. Angelica worked closely with us and our lender from the beginning through escrow and until the final day when we got our keys! We communicated through texts, phone calls and emails, to which she promptly responded at all times. She is very knowlegable and a super go -getter. I don't think she slept at all until we finally moved into our home! Angelica also provided us with sound advice on whether or not to pursue certain listings. We were very satisfied with her skills that we referred her to our daughter, who also found a suitable home through her efforts! In closing, we highly recommend Angelica for her utmost professionalism and expert knowledge as a realtor. We will not hesitate to recommend her to our family and friends.

– Desiree & Armando

Raymond is the best. We visited the property on a Tuesday, submitted the offer on Thursday, by the following Tuesday our offer was accepted. It was a pleasure working with Raymond, as he is knowledgeable, accommodating, very responsive, and always on time. It also helps that he is a very nice person with great energy.

– Minh B.

Five-Star Service!

– Ron Sunga

Thank you Raymond for standing by us all the way from the house hunting to the difficult appraisals. You went above and beyond the duty of a real estate agent to help us close the deal, and more importantly, keep it closed. This transaction would not had the same outcome if we did not have an agent with the professionalism, persistence, and dedication like you. We will be forever grateful for your services throughout the last few month. We will continue recommending you to our close friends and loved ones.

– Paley Y. & Lyndon Z.

I'm not sure if I can truly do justice to how AWESOME and AMAZING Angelica is, but I will try! My husband and I are first time home buyers, and were super wary of this crazy Bay Area real estate market. From beginning to end, Angelica made the process exceptionally smooth (and quick!). To give you an idea of the timeline: we had an introductory meeting with her on a Wednesday, she connected us with multiple lender options to get us pre-approved by that Friday, viewed houses with her over the weekend, and by the following Monday had an accepted offer! I know that's not always the case, but I am positive this was made possible through Angelica's hard work and expertise. Not only is she super knowledgeable and personable, but she was very responsive and flexible as we progressed through the escrow stages. She is so dedicated to her clients and it really shows! We cannot thank you enough Angelica for making our dream a reality! You are such the best!

– Miranda & Brian Conway

It was a pleasure working with Raymond Ho for the sale of our parent’s home. He was very understanding and patient in handling our situation. He took the time to understand our feelings and made sure we were comfortable before moving forward. He kept us updated every step of the way and was available to answer and questions we had. I was impressed with his marketing strategy and how he was able to get us more money than expected. Raymond is a true professional who honestly cares for his clients. I would definitely recommend his services for anyone looking to sell or buy a home.

– Daniel Woodrow

I hired Raymond after our 1st meeting, he is a very knowledgeable agent, always returned phone calls or emails on time. I feel he did get me the most i could have possibly gotten for my house. I am extremely happy with the service i received.

– Sam Deluna

My wife and I are so happy we picked Angelica to be our real estate agent. She is hard working and extremely knowledgeable about the bay area/SF market. She made us feel so comfortable asking her questions about any and everything related to our home search. I do not think we would have been able to secure a home in such a great neighborhood (West Portal/Inner Parkside) at our price point if it wasn't for her amazing network and negotiating skills. She also is very easy to work with and was great at keeping me calm in this crazy market. She made us feel like we were her only clients, even though I know she was busy selling and finding homes for other clients at the same time. Angelica also has so many trusted contractors to help with anything you may need for your new home, from inspectors to locksmiths to plumbers to general contractors, she knows great people everywhere and always makes sure to get you multiple quotes. We really couldn't be happier with our new home or our choice of agent. Call Angelica if you need to buy or sell a home!

– Kyle & Monica Auclair

I came across Raymond by chance after many soiled relationships with former agent's that just couldn't give me the what I wanted . Raymond sold my home as if it were his own. Maybe offers had come my way and the agents beforehand would have surely told me to take it and run but Raymond calmly assured me that he knew the home was worth more. His staging team turned the home into such a splendor I was reluctant to sell. INCREDIBLE agent !In a sea of sharks , Raymond Ho is the ONLY agent that has been honest and delivers on every single word. A TRUE GEM!

– Charlie La

Highly recommend Angelica. She is very knowledgeable and really on top of the market with lots of energy and enthusiasm. Also very easy to work with!

– Johann Thomas

He is very responsible and tries his best to help get the house I want within my budget and tries to help me save money. He helped me do a lot of research. He always followed up with me and updated me. He gave me a lot of suggestions and is not pushy to make me buy a house that I was not very interested in. If I ever buy or sell again in the future I will definitely go back to him.

– Shelly Cheuk

Angelica is an outstanding agent with a great reputation.

– Yulia Mitchell

Raymond is helpful throughout the whole process. He is patient and knowledgable. He provides detail about the house which does not show online either. He always kept me up to date of the property information and helped on resolving lot of little detail in a short period of time and provided answers quickly. He can also provide great references when needed. I would definitely work with Raymond again in the future.

– Ernest M.

Angelica is AMAZING at what she does! She is a master of her craft and will help you find and secure the home of your dreams. She is a professional, extremely knowledgeable and dedicated... exactly who you want helping you with your real estate needs in the Bay Area. When my fiance and I were looking to purchase our first home this past year, she helped us understand the whole process step by step, answered any questions we had at any time of the day, and provided us advice and guidance throughout the journey of buying our home. She made us feel at ease and supported when we had minor stressful moments. You can tell she truly cares about her clients. She has a great personality and always keeps it real. She will not push you into a situation to make you feel uncomfortable and she will negotiate her butt off to get you the best deal. After a few months of searching, she helped us close on the best home we could ask for in this competitive market. We would recommend her to anyone looking to sell or buy a home with no hesitation!

– Nawal Wahhab

It was a pleasure working with Raymond to sell our home! He was fully engaged with us every step of the way and worked with our timeline to sell our property. We had a trusted professional who always had our best interest in mind. Raymond was always available when we needed to communicate with him and he quickly and helpfully responded to all our questions. He was also able to provide us with reliable and affordable resources for minor repairs, renovation, and staging of our home. He helped transform our home into a stunning property that attracted top dollar!

– David Ford and Andrei Tuason

Angelica is an AMAZING individual and professional. She loves what she does and it shows, through her upbeat personality and her happy buyer and seller clients! Highly recommend.

– Kristine Pinon

Raymond Ho has represented me in 3 transactions. My first property he assisted me as the Selling Agent. Raymond was exceptional. He showed tremendous knowledge and right from the get go when I first met him, I knew he was to be my agent. His personality and professionalism sets him apart from all other agents. Raymond handled the process of my first sale and walked me throughout the process. From beginning to the end, his service and willingness to act on my best interest was apparent.

– Ryan J. Chan

Still early in my investment opportunity research process, I met Angelica through a friend and she was gracious enough to spend quite a bit of time getting to know me and my game plan. She's very knowledgeable about the Bayview and other developing areas of opportunity and its current state of transformations. Angelica invited me to an open house on Palou Ave and I was very impressed by her remodeling and staging team's work. Angelica and her team are definitely a valuable resource I will rely upon once the time is right.

– Eli Angote

Raymond is the best! Determined and willing to go that extra mile for you. Any questions you have he will be there to answer them all and help you negotiate for the best deal possible. I had worked with two other agents before meeting Raymond. Soon after we spoke I just knew in my heart he would find me a home. He's aggressive! Just like that, a month later I'm a homeowner!

– Loann Van

I was lucky enough to work with Angelica earlier this month. It is always a pleasure to work with an agent that is honest, professional, and really knows her stuff! She represented her clients best interests every step of the way and helped get them an amazing new home! I would highly recommend her to anyone looking to purchase or sell in the SF Bay Area.

– Brady Thomas

Raymond Ho has done such an excellent job to close on my first SF condo! He has an aggressive attitude to get things done and stay on top of the whole process from putting in an offer all the way to the closing table. He is very knowledgeable of the Bay Area markets and I always enjoy talking to him about business and other topics. Its rare to have an agent as your new friend!

– Roger Cheng

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